I am employed by Accenture. My employment and professional experience are part of my biography, but the research, writing, models, hypotheses, simulations, publications, and other materials presented on this website are my personal and independent work unless explicitly stated otherwise.

This work was conceived, developed, and conducted outside the scope of my employment responsibilities. Accenture did not commission, sponsor, direct, supervise, fund, or approve this work. I received no compensation, research funding, grant support, laboratory resources, or other financial support from Accenture for its development.

The ideas, opinions, hypotheses, conjectures, analyses, and conclusions presented here are my own. They should not be interpreted as statements, positions, findings, products, services, research programs, or endorsements of Accenture or any of its affiliates, clients, partners, employees, or leadership.

My independent work has been conducted using my own time and resources. No Accenture client confidential information, proprietary information, trade secrets, client data, internal datasets, or other non-public Accenture materials were used in developing the work presented here. References to my professional background are provided solely as biographical context and should not be understood to imply Accenture's participation in or endorsement of this work.

Where I have communicated with colleagues or other researchers about these ideas, those conversations should not be construed as institutional sponsorship, scientific endorsement, authorship, or approval unless a person or organization has expressly agreed to such characterization.

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In short: I work for Accenture. This work is mine, not Accenture's.